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Scam Education

How to spot
a scam.

Free guides for every major scam type — the red flags, real examples, and what to do. Built by the team behind detection across 40+ scam categories with 94.5% accuracy.

$10B+
Lost to scams annually in the US
72%
Start with a message, not a transaction
3x
More lost per incident by adults 55+
The pattern

Every scam follows
the same playbook.

Whether it's a phishing email or a months-long romance scam, the structure is identical. Learn it once, spot it everywhere.

01
Bait

A message, ad, or listing designed to trigger urgency, greed, or fear. It looks legitimate. That's the point.

02
Hook

You engage — click a link, reply to a DM, or answer a call. The scammer now has your attention and begins building trust.

03
Escalate

The ask increases. What starts as "verify your account" becomes "wire $5,000" or "send your SSN." Each step feels small.

04
Extract

Money, credentials, or identity. Once sent, it's gone. Gift cards can't be reversed. Wires can't be recalled. Crypto is permanent.

suss. intercepts at stages 1-3 — before money or credentials leave your hands. The protection is ambient. You don't have to remember any of this.

Scam types

Know what
you're facing.

Each guide covers how the scam works, what to watch for, and how suss. catches it automatically. Click any type for the full deep-dive.

critical

Phishing emails & texts

Fake messages from banks, government, or companies you trust — designed to steal your login or personal info.

Avg loss: $1,000Everyone
Top red flags
  • Urgent language threatening account suspension
  • Links to lookalike domains
  • Asks you to "verify" info the company already has
Full guide
critical

Romance & pig-butchering

Fake relationships built over weeks or months. The emotional connection is the weapon — it ends with a request for money or crypto.

Avg loss: $64,000Adults 40+
Top red flags
  • Refuses video calls
  • Relationship moves unusually fast
  • Brings up crypto investing or needs money for an emergency
Full guide
critical

Government impersonation

Fake IRS, Social Security, or law enforcement calls demanding immediate payment via gift cards or crypto.

Avg loss: $12,000Seniors, immigrants
Top red flags
  • Threatens arrest or benefit suspension
  • Demands gift cards or wire transfer
  • Tells you not to hang up or tell anyone
Full guide
high

Marketplace & payment scams

Fake buyers and sellers on Facebook, eBay, and Craigslist using non-reversible payments to steal your money.

Avg loss: $750Online buyers & sellers
Top red flags
  • Price 50%+ below market value
  • Insists on Zelle, CashApp, or gift cards
  • Wants to move off-platform
Full guide
high

Job & task scams

Fake employment offers with unrealistic pay. The "job" is designed to steal your money or identity.

Avg loss: $3,000Job seekers, students
Top red flags
  • Unrealistically high pay for easy work
  • Interview is entirely over chat
  • Asks you to pay for training or equipment
Full guide
high

Tech support scams

Fake virus warnings or cold calls from "Microsoft" that trick you into giving remote access to your computer.

Avg loss: $2,500Seniors, less tech-savvy users
Top red flags
  • Popup with a phone number to call
  • Asks to install remote access software
  • Claims to find more problems the longer you talk
Full guide
high

FAFSA & scholarship fraud

Fake financial aid portals and scholarship offers that harvest SSNs or charge bogus application fees.

Avg loss: $5,000College students, parents
Top red flags
  • Asks for SSN via email link
  • Scholarship requires an application fee
  • Domain is .com instead of .gov
Full guide
critical

Elder fraud

Scams specifically designed to exploit seniors — from grandparent scams to Medicare fraud and caregiver financial abuse.

Avg loss: $35,000Adults 65+
Top red flags
  • Caller claims to be a grandchild in trouble
  • Medicare benefit termination threats
  • Caregiver controlling finances
Full guide
critical

AI-powered scams

Deepfake video calls, cloned voices, and AI-generated phishing that's nearly impossible to distinguish from real communication.

Avg loss: $25,000Everyone
Top red flags
  • Voice sounds like someone you know but the call is unexpected
  • Video quality is slightly off
  • Urgency to act before you can verify
Full guide
critical

Crypto & investment scams

Fake trading platforms, guaranteed returns, and rug pulls. You can see fake profits — but you can never withdraw.

Avg loss: $44,000New investors, 25-45
Top red flags
  • Guaranteed returns or risk-free investing
  • Platform you've never heard of
  • Withdrawal requires additional "tax" or "fee"
Full guide
medium

Gaming & digital item scams

Fake trades, phishing links, and account theft targeting gamers through Discord, Steam, and in-game marketplaces.

Avg loss: $500Teens, young adults
Top red flags
  • Trade requires you to go first with no escrow
  • Free currency generators
  • Login links from DMs instead of official sites
Full guide
high

Vehicle purchase scams

Fake car listings, title washing, and shipping escrow scams targeting buyers on Craigslist and Facebook.

Avg loss: $4,500Car buyers
Top red flags
  • Deposit required before viewing
  • Seller is out of state and can't meet
  • Price far below KBB value
Full guide
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Universal red flags

Five signs it's
always a scam.

Regardless of the type, these five patterns appear in virtually every scam. If you see any of them, stop and verify independently.

  1. 1

    Urgency that prevents verification

    "Act within 24 hours or your account will be suspended." Real organizations give you time. Scammers don't, because time lets you think.

  2. 2

    Requests to move off-platform

    "Text me on Telegram instead." Legitimate businesses transact on their own platforms. Moving to a personal channel removes all buyer protection.

  3. 3

    Non-reversible payment methods

    Gift cards, wire transfers, cryptocurrency, Zelle, CashApp. If someone insists on these, it's because the payment can't be reversed when you realize it's a scam.

  4. 4

    Too good to be true

    Below-market prices, guaranteed returns, high pay for easy work. The value gap is the bait. If you're wondering "why me?" — that's your answer.

  5. 5

    Emotional pressure or isolation

    "Don't tell anyone." "This is confidential." "I love you, just trust me." Scammers need you alone and emotional because a calm, outside perspective breaks the spell.

If it already happened

What to do
right now.

01

Contact your bank

Call the fraud department immediately. If you wired money, request a recall. If you gave card details, freeze the card. Time matters — the first 24 hours are critical.

02

Change your passwords

If you entered credentials on a fake site, change those passwords now — from a different device. Enable 2FA on every account that supports it.

03

Report it

File a report at IC3.gov (FBI), ReportFraud.ftc.gov (FTC), and your state attorney general's office. These reports are how patterns get detected and scammers get caught.

04

Freeze your credit

If your SSN was exposed, freeze your credit at all three bureaus (Equifax, Experian, TransUnion). This is free and prevents new accounts from being opened in your name.

Get protected

Knowledge helps.
Ambient protection
is better.

You shouldn't have to memorize red flags to stay safe online. Install suss. and let it watch for you — silently, across every page, email, and chat. Free.