Is this
a scam?

Look for urgency, requests for personal information, suspicious links with misspelled domains, and messages from unknown numbers claiming to be banks, delivery services, or government agencies. Paste the message into the scanner above for an instant analysis.

Act fast: contact your bank to freeze transactions, change passwords on any compromised accounts, report to the FTC at reportfraud.ftc.gov, and file a report with the FBI's IC3 at ic3.gov. If you sent crypto, contact the exchange immediately. Document everything.

Generally no. Zelle, Venmo, Cash App, and wire transfers are designed for sending money to people you know and trust. Once sent, the money is usually gone. Banks may help with unauthorized transactions, but if you willingly sent the money, recovery is extremely difficult.

Through data breaches, social media profiles, public records, people-search sites, and purchased marketing lists. Some scammers use autodialers that call every possible number combination. You can reduce exposure by removing yourself from data broker sites.

Phishing is when scammers impersonate a trusted entity (your bank, Amazon, the IRS) via email, text, or fake websites to steal your login credentials, credit card numbers, or personal information. Modern phishing looks nearly identical to real communication. Always verify by going directly to the official website.

Report to the FTC at reportfraud.ftc.gov, the FBI's IC3 at ic3.gov, and your state attorney general. For phone scams, report to the FCC. For email phishing, forward to reportphishing@apwg.org. Reporting helps law enforcement track scam networks and warn others.